Fees & Charges

General

Account Inquiries & Transfers - Self Service Using MetroWeb or MetroWeb Mobile FREE
Account Inquiries & Transfers Account Inquiries & Transfers - Staff Assisted By Telephone Includes inquiries and transactions which can be completed using MetroWeb or MetroWeb Mobile $2.00
Statement Copy $5.00
Duplicate Tax Form $5.00
Returned Deposit Item - Item written by account owner $25.00
Returned Deposit Item - Item written by third party $10.00
Stop Payment - Corporate Check $25.00
Account Research $25.00 per hour
Notary Service FREE
Dormant Account Fee Assessed to accounts where the member is 18 or older and there has been no activity for 12 months or longer $5.00 per month
Missing Address Fee Assessed to accounts without a current address on file $5.00 per month
Closed Account Fee Assessed to accounts closed within six months of opening $5.00

Teller Services

Money Order $2.00
Money Order Members Ages 60+ $1.00
Certified Check $5.00
Counter Check First three per month free $5.00
Account Printout $5.00
Early Payroll Withdrawal $10.00
Foreign Deposit Item Processing minimum $25.00
Check Cashing Fee Member check for $100 or more presented for payment by a non-member $5.00

Checking Accounts

Metro Free Checking FREE
Metro Value Checking Per check written or teller-assisted withdrawal $0.25
Metro Basic Checking If minimum daily balance of $500 is not maintained $3.00 per month
Metro Deluxe Checking If minimum daily balance of $750 in checking/$1,500 in deposits on same account is not maintained $4.00 per month
Metro Merit Checking $10.00 per month
Metro Business Checking $15.00 per month
Personal checks Varies by style
Check Copy Self Service Using MetroWeb FREE
Check Copy Staff-Assisted $5.00
Non-Sufficient Funds $25.00
Stop Payment $25.00
Courtesy Pay Account overdrawn by less than $10 Overdrafts caused by paid checks or ACH items; includes signature-based debit card transactions if member has opted in FREE
Courtesy Pay Account overdrawn by $10 or more Overdrafts caused by paid checks or ACH items; includes signature-based debit card transactions if member has opted in $25.00
Excessive Savings Withdrawal (Regulation D) Triggered by an overdraft transfer from savings $25.00
MetroWeb Online Bill Pay FREE
Expedited Online Bill Payment Availability varies by merchant $9.95
Bill Pay Check Copy FREE
Bill Pay Stop Payment $25.00

Savings Accounts

Money Market If minimum daily balance of $1,000 is not maintained $5.00
Super Money Market If minimum daily balance of $20,000 is not maintained $5.00
Money Market Withdrawal Fee First three per month are free $5.00
Excessive Savings Withdrawal (Regulation D) $25.00

ACH & Electronic Transfers

Direct Deposit FREE
Stop Payment $25.00
Non-Sufficient Funds $25.00
Wire Transfers Incoming FREE
Wire Transfers Outgoing Domestic $25.00
Wire Transfers Outgoing International $75.00
Western Union In addition to Western Union fees $25.00

ATM & Debit

Issue Debit MasterCard® FREE
ATM/Debit Monthly Fee Waived with any of the following: Checking,money market, share certificate, IRA certificate or loan $2.00
Card Replacement $5.00
ATM Transaction JEANIE or Armed Forces Financial Network FREE
ATM Transaction STAR® or other regional network $0.50
ATM Transaction Plus® or other national network $1.50

Credit Cards

Annual Fee NONE
Late Payment maximum $20.00
Cash Advance Includes balance transfers 3% of the transaction, but not less than $10
Card Replacement $5.00
Draft or Statement Copy $10.00
Returned Payment Check maximum $20.00
Returned Convenience Check $20.00

Legal

Child Support Payment Processing $25.00
Garnishment $25.00
Escheatment $25.00
Subpoena Compliance $25.00 per hour

Loans

Recurring ACH Payments FREE
One-Time ACH or Credit/Debit Card Payment - Self Service Scheduled by member online FREE
One-Time ACH or Credit/Debit Card Payment - Staff-Assisted By phone or in person $7.50
Vehicle Loan Processing Fees - Direct Financed at the credit union $75.00
Vehicle Loan Processing Fees - Indirect Financed at the dealer $195.00
Loan Refinance Existing Metro loan $150.00
Savings Builder Loan Fee $25.00

Prepaid Cards

Purchase Visa® Gift Card $2.95
Purchase Visa Reloadable or Travel Card $7.95
Reload Reloadable or Travel Card $2.95