Current Savings Rates:
Share Savings
| Money Market Accounts
| Share & IRA Certificates
Current Loan Rates:
Vehicle Loans
| Personal Loans
| Home Equity Loans
| Mortgage Loans
Savings Accounts
Type of Account
Minimum2
APY3
Rate
Type of Account:
Regular Share Savings3
Regular Share Savings3
$250
0.03%
0.03%
Type of Account:
Christmas Club3
Christmas Club3
$0.01
0.03%
0.03%
Type of Account:
Vacation Club3
Vacation Club3
$0.01
0.03%
0.03%
Type of Account:
IRA Share Savings4
IRA Share Savings4
$0.01
0.03%
0.03%
Type of Account:
Metro Deluxe Checking4
Metro Deluxe Checking4
$250
0.03%
0.03%
1Minimum
balance required to earn dividends
2Annual Percentage Yield
3Dividends declared and paid quarterly
4Dividends declared and paid monthly
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Money Market Accounts1
Type of Account
Minimum2
APY3
Rate
Type of Account:
Super Money Market1
Minimum:2
$1,000 to $4,999
Super Money Market1
$1,000 to $4,999
0.03%
0.03%
Type of Account:
Super Money Market1
Minimum:2
$5,000 to $9,999
Super Money Market1
$5,000 to $9,999
0.10%
0.10%
Type of Account:
Super Money Market1
Minimum:2
$10,000 to $24,999
Super Money Market1
$10,000 to $24,999
0.15%
0.15%
Type of Account:
Super Money Market1
Minimum:2
$25,000 to $49,999
Super Money Market1
$25,000 to $49,999
0.18%
0.18%
Type of Account:
Super Money Market1
Minimum:2
$50,000 to $99,999
Super Money Market1
$50,000 to $99,999
0.20%
0.20%
Type of Account:
Super Money Market1
Minimum:2
$100,000 or more
Super Money Market1
$100,000 or more
0.25%
0.25%
1Dividends
declared and paid monthly
2Minimum balance required to earn dividends
3Annual Percentage Yield
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Share & IRA Certificates1
Type of Account
Minimum2
APY3
Rate
Type of Account:
3 Months
3 Months
$500
0.20%
0.20%
Type of Account:
6 Months
6 Months
$500
0.35%
0.35%
Type of Account:
9 Months
9 Months
$500
0.45%
0.45%
Type of Account:
12 Months
12 Months
$500
0.50%
0.50%
Type of Account:
18 Months
18 Months
$500
0.60%
0.60%
Type of Account:
24 Months
24 Months
$500
0.65%
0.65%
Type of Account:
36 Months
36 Months
$500
0.70%
0.70%
Type of Account:
48 Months
48 Months
$500
0.75%
0.75%
Type of Account:
60 Months
60 Months
$500
0.85%
0.85%
Type of Account:
Education Growth Fund4
Education Growth Fund4
$250
1.25%
1.24%
1Dividends declared
and paid monthly. Substantial penalty for early withdrawal. Contact
a Member Services Representative for complete details.
2Minimum balance required to earn dividends
3Annual Percentage Yield
4Variable rate of Prime - 2% is subject to change without
notice at the beginning of each calendar quarter (January 1, April
1, July 1 and October 1)
Savings and certificate rates subject to change without notice. Non-IRA
and IRA deposits insured separately up to $500,000 by a combination of
federal and private deposit insurance.
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Vehicle Loans
Type of Loan
Term
APR1
Rate2
Type of Loan:
New Vehicle (2021 & Newer)
New Vehicle (2021 & Newer)
up to 84 months
as low as 2.65%
1
as low as 2.50%
2
Type of Loan:
New Motorcycle (2021 & Newer)
New Motorcycle (2021 & Newer)
up to 72 monrha
as low as 3.90%
1
as low as 3.75%
2
Type of Loan:
Used Vehicle (2017 to 2020)
Used Vehicle (2017 to 2020)
up to 84 months
as low as 3.15%
1
as low as 3.00%
2
Type of Loan:
Used Motorcycle (2017 to 2020)
Used Motorcycle (2017 to 2020)
up to 72 months
as low as 4.90%
1
as low as 4.75%
2
Type of Loan:
Used Vehicle (2016 & Older)
Used Vehicle (2016 & Older)
up to 66 months
as low as 4.40%
1
as low as 4.25%
2
Type of Loan:
Used Motorcycle (2016 & Older)
Used Motorcycle (2016 & Older)
up to 60 months
as low as 5.15%
1
as low as 5.00%
2
Boat/RV
up to 180 months
as low as 4.15%
1
as low as 4.00%
2
1APR=Annual
Percentage Rate. APR calculated on $20,000 financed for 60 months
at the stated rate (includes $75 loan fee).
2
The rate you pay may vary based on your credit history and loan term.
Loans made subject to standard approval guidelines. Rates subject to
change without notice.
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Personal Loans
Type of Loan
Term
APR1
Rate
Metro Line
Open-end
13.90%
1
13.90%
Signature
72 Months
as low as 7.99%
1
as low as 7.99%
2
Type of Loan:
Share Secured
Share Secured
60 Months
Deposit rate + 3%
Deposit rate + 3%
Type of Loan:
Savings Builder
Savings Builder
60 Months
10.07%
3
9.99%
1APR=Annual
Percentage Rate.
Rates subject to change without notice.
Rates current as of the dates listed above and subject to change
without notice.
2
The rate you pay may vary based on your credit history and loan term.
3APR calculated on $10,000 financed for 36 months at
the stated rate (includes $25 loan fee)
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Home Equity Loans
Type of Loan
Term
APR
Rate
Type of Loan:
Fixed Rate Home Equity Loan
Fixed Rate Home Equity Loan
240 Months
as low as 4.40%
1
as low as 4.40%
2
Type of Loan:
Redi-Line Home Equity Line of Credit
3
Redi-Line Home Equity Line of Credit
3
Revolving
3.50%
4
3.50%
1APR=Annual
Percentage Rate. APR based on $40,000 loan. A $40,000 home equity
loan at 5.99% APR would be repaid in 180 monthly installments of
$337.41.
2
The rate you pay may vary based on your credit history and loan term. Loans made subject to standard approval guidelines. Rates subject to change without notice.
3Click here to view Important
Terms of Our Home Equity Lines of Credit and
When
Your Home is on the Line: What You Should Know About Home Equity
Lines of Credit
4This plan has a variable rate feature. The APR can change
as a result. The APR is based on the Prime Rate as published in
Money Rates section of The Wall Street Journal in effect on the
last business day of each month. Rate subject to change on the first day of each month.
Minimum=3.50% APR, maximum=18.00% APR. Monthly
payment equal to 1.25% of unpaid balance with a minimum payment
of $100. Fees required to open line of credit will range from $250
to $750.
NMLS #787623
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First Mortgage
Type of Loan:
First Mortgage Loans
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