Savings and Loan Rates

Current Savings Rates: Share Savings | Money Market Accounts | Share & IRA Certificates

Current Loan Rates: Vehicle Loans | Personal Loans | Credit Cards | Home Equity Loans | Mortgage Loans

Savings Accounts

Type of Account:
Regular Share Savings3
Minimum:2
$250
APY:3
0.03%
Rate:
0.03%
Type of Account:
Christmas Club3
Minimum:2
$0.01
APY:3
0.03%
Rate:
0.03%
Type of Account:
Vacation Club3
Minimum:2
$0.01
APY:3
0.03%
Rate:
0.03%
Type of Account:
IRA Share Savings4
Minimum:2
$0.01
APY:3
0.03%
Rate:
0.03%
Type of Account:
Metro Deluxe Checking4
Minimum:2
$250
APY:3
0.03%
Rate:
0.03%

1Minimum balance required to earn dividends
2Annual Percentage Yield
3Dividends declared and paid quarterly
4Dividends declared and paid monthly

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Money Market Accounts1

Type of Account:
Super Money Market1
Minimum:2
$1,000 to $4,999
APY:3
0.03%
Rate:
0.03%
Type of Account:
Super Money Market1
Minimum:2
$5,000 to $9,999
APY:3
0.15%
Rate:
0.15%
Type of Account:
Super Money Market1
Minimum:2
$10,000 to $24,999
APY:3
0.25%
Rate:
0.25%
Type of Account:
Super Money Market1
Minimum:2
$25,000 to $49,999
APY:3
0.28%
Rate:
0.28%
Type of Account:
Super Money Market1
Minimum:2
$50,000 to $99,999
APY:3
0.30%
Rate:
0.30%
Type of Account:
Super Money Market1
Minimum:2
$100,000 or more
APY:3
0.35%
Rate:
0.35%

1Dividends declared and paid monthly
2Minimum balance required to earn dividends
3Annual Percentage Yield

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Share & IRA Certificates1

Type of Account:
3 Months
Minimum:2
$500
APY:3
0.20%
Rate:
0.20%
Type of Account:
6 Months
Minimum:2
$500
APY:3
0.35%
Rate:
0.35%
Type of Account:
9 Months
Minimum:2
$500
APY:3
0.45%
Rate:
0.45%
Type of Account:
12 Months
Minimum:2
$500
APY:3
0.50%
Rate:
0.50%
Type of Account:
18 Months
Minimum:2
$500
APY:3
0.60%
Rate:
0.60%
Type of Account:
24 Months
Minimum:2
$500
APY:3
0.65%
Rate:
0.65%
Type of Account:
36 Months
Minimum:2
$500
APY:3
0.70%
Rate:
0.70%
Type of Account:
48 Months
Minimum:2
$500
APY:3
0.75%
Rate:
0.75%
Type of Account:
60 Months
Minimum:2
$500
APY:3
0.85%
Rate:
0.85%
Type of Account:
Education Growth Fund4
Minimum:2
$250
APY:3
1.25%
Rate:
1.24%

1Dividends declared and paid monthly. Substantial penalty for early withdrawal. Contact a Member Services Representative for complete details.
2Minimum balance required to earn dividends
3Annual Percentage Yield
4Variable rate of Prime - 2% is subject to change without notice at the beginning of each calendar quarter (January 1, April 1, July 1 and October 1)

Savings and certificate rates subject to change without notice. Non-IRA and IRA deposits insured separately up to $500,000 by a combination of federal and private deposit insurance.

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Credit Cards

Type of Card:
Visa Platinum
Term:
Revolving
APR:1
9.90 - 13.90%

1APR=Annual Percentage Rate. Loans made subject to standard approval guidelines; rate based on your creditworthiness. Rates subject to change without notice.
To view a copy of Columbus Metro's Credit Card Agreement, click here .

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Vehicle Loans

Type of Loan:
New Vehicle (2020 to 2021)
Term:
up to 84 months
APR
as low as 2.65%1
Rate
as low as 2.50% 2
Type of Loan:
New Motorcycle (2020 to 2021)
Term:
up to 72 monrha
APR
as low as 3.90%1
Rate
as low as 3.75% 2
Type of Loan:
Used Vehicle (2016 to 2019)
Term:
up to 84 months
APR
as low as 3.15%1
Rate
as low as 3.00% 2
Type of Loan:
Used Motorcycle (2016 to 2019)
Term:
up to 72 months
APR
as low as 4.90%1
Rate
as low as 4.75% 2
Type of Loan:
Used Vehicle (2015 & older)
Term:
up to 66 months
APR
as low as 4.40%1
Rate
as low as 4.25% 2
Type of Loan:
Used Motorcycle (2015 & Older)
Term:
up to 60 months
APR
as low as 5.15%1
Rate
as low as 5.00% 2
Type of Loan:
Boat/RV
Term:
up to 180 months
APR
as low as 4.15%1
Rate
as low as 4.00% 2

1APR=Annual Percentage Rate. APR calculated on $20,000 financed for 60 months at the stated rate (includes $75 loan fee).
2 The rate you pay may vary based on your credit history and loan term. Loans made subject to standard approval guidelines. Rates subject to change without notice.

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Personal Loans

Type of Loan:
Metro Line
Term:
Open-end
APR1
13.90% 1
Rate
13.90%
Type of Loan:
Signature
Term:
72 Months
APR1
as low as 7.99% 1
Rate
as low as 7.99% 2
Type of Loan:
Share Secured
Term:
60 Months
APR1
Deposit rate + 3%
Rate
Deposit rate + 3%
Type of Loan:
Savings Builder
Term:
60 Months
APR1
10.07% 3
Rate
9.99%

1APR=Annual Percentage Rate. Rates subject to change without notice. Rates current as of the dates listed above and subject to change without notice.
2 The rate you pay may vary based on your credit history and loan term.
3APR calculated on $10,000 financed for 36 months at the stated rate (includes $25 loan fee)

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Home Equity Loans

Type of Loan:
Fixed Rate Home Equity Loan
Term:
240 Months
APR
as low as 4.40% 1
Rate
as low as 4.40% 2
Type of Loan:
Redi-Line Home Equity Line of Credit 3
Term:
Revolving
APR
3.50% 4
Rate
3.50%

1APR=Annual Percentage Rate. APR based on $40,000 loan. A $40,000 home equity loan at 5.99% APR would be repaid in 180 monthly installments of $337.41.
2 The rate you pay may vary based on your credit history and loan term. Loans made subject to standard approval guidelines. Rates subject to change without notice.
3Click here to view Important Terms of Our Home Equity Lines of Credit and When Your Home is on the Line: What You Should Know About Home Equity Lines of Credit
4This plan has a variable rate feature. The APR can change as a result. The APR is based on the Prime Rate as published in Money Rates section of The Wall Street Journal in effect on the last business day of each month. Rate subject to change on the first day of each month. Minimum=3.50% APR, maximum=18.00% APR. Monthly payment equal to 1.25% of unpaid balance with a minimum payment of $100. Fees required to open line of credit will range from $250 to $750.

NMLS #787623

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First Mortgage

Type of Loan:
First Mortgage Loans
Term:
Up to 30 Years
Rate
Contact us at 614.239.0210, ext 3408 or mortgage@columbusmetro.org%

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