Powerful savings tools for retirement and much more.

Save for retirement or educational expenses and enjoy potential tax advantages with an Individual Retirement Account. Columbus Metro offers three types of IRAs: Traditional, Roth and the Coverdell Education Savings Account.

You can choose one or both of our IRA investment options, an IRA share account and IRA certificates. An IRA share pays a monthly dividend on balances of $10 or more and allows you to make additional deposits at any time. And all of our regular certificate options are available as IRA certificates. Your IRA funds are insured separately from other funds you have on deposit with us.

Traditional IRA

Traditional IRAs offer tax-deferred earnings and contributions may be tax-deductible. For more detailed information on Traditional IRAs, check out our electronic brochures:

Roth IRA

Contributions to a Roth IRA are never tax-deductible, but withdrawals (including earnings) are tax-free if you meet the plan’s requirements. For more detailed information, check out our electronic brochures:

Coverdell Education Savings Accounts

A Coverdell ESA can be a smart way to save for a child’s education. Although contributions are not tax-deductible, withdrawals (including earnings) are tax-free if used for tuition, books and other qualified education expenses. For more detailed information, check out our electronic brochures:

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