Privacy Policy

Facts

What does Columbus Metro Federal Credit Union do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depends on the product(s) or service(s) you have with us. This information can include:
  • Social Security number and income
  • Account balances and transaction history
  • Payment history
  • Credit card and other debt
When you are no longer our customer, we continue to share information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Columbus Metro FCU chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Columbus Metro share? Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No

For our marketing purposes — to offer our products and services to you Yes No

For joint marketing with other financial companies Yes No

For joint marketing with other financial companies Yes No

For our affiliates' everyday business purposes — information about your transactions and experiences No We don't share

For our affiliates' everday business purposes — information about your creditworthiness No We don't share

For non-affiliates to market to you No We don't share

Questions?

Call 614.239.0210 or toll-free 800.986.3876 or go to www.columbusmetro.org

What we do

How does Columbus Metro FCU protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Columbus Metro collect my personal information? We collect your personal information, for example, when you:
  • Open an account
  • Apply for a loan
  • Make deposits or withdrawals from your account
  • Show your government-issued ID
  • Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Columbus Metro FCU has no affiliates

Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Columbus Metro FCU does not share with non-affiliates so they can market to you

Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include financial and insurance companies.