General
|
Account Inquiries & Transfers - Self Service Using MetroWeb or MetroWeb Mobile
|
FREE
|
|
Account Inquiries & Transfers Account Inquiries & Transfers - Staff Assisted By Telephone Includes inquiries and transactions which can be completed using MetroWeb or MetroWeb Mobile
|
$2.00
|
|
Statement Copy
|
$5.00
|
|
Duplicate Tax Form
|
$5.00
|
|
Returned Deposit Item - Item written by account owner
|
$25.00
|
|
Returned Deposit Item - Item written by third party
|
$15.00
|
|
Stop Payment - Corporate Check
|
$30.00
|
|
Account Research
|
$25.00 per hour
|
|
Notary Service
|
FREE
|
|
Dormant Account Fee Assessed to accounts where the member is 18 or older and there has been no activity for 12 months or longer
|
$5.00 per month
|
|
Missing Address Fee Assessed to accounts without a current address on file
|
$5.00 per month
|
|
Closed Account Fee Assessed to accounts closed within six months of opening
|
$25.00
|
|
Teller Services
|
Money Order
|
$2.00
|
|
Certified Check
|
$5.00
|
|
Counter Check First three per month free
|
$5.00
|
|
Account Printout
|
$5.00
|
|
Early Payroll Withdrawal
|
$10.00
|
|
Foreign Deposit Item Processing
|
minimum $25.00
|
|
Check Cashing Fee Member check for $100 or more presented for payment by a non-member
|
$5.00
|
|
Checking Accounts
|
Metro Free Checking
|
FREE
|
|
Metro Value Checking Per check written or teller-assisted withdrawal
|
$0.25
|
|
Metro Basic Checking If minimum daily balance of $500 is not maintained
|
$3.00 per month
|
|
Metro Deluxe Checking If minimum daily balance of $750 in checking/$1,500 in deposits on same account is not maintained
|
$4.00 per month
|
|
Metro Merit Checking
|
$10.00 per month
|
|
Metro Business Checking
|
$15.00 per month
|
|
Personal checks
|
Varies by style
|
|
Check Copy Self Service Using MetroWeb
|
FREE
|
|
Check Copy Staff-Assisted
|
$5.00
|
|
Non-Sufficient Funds
|
$30.00
|
|
Stop Payment
|
$30.00
|
|
Courtesy Pay Account overdrawn by less than $10 Overdrafts caused by paid checks or ACH items; includes signature-based debit card transactions if member has opted in
|
FREE
|
|
Courtesy Pay Account overdrawn by $10 or more Overdrafts caused by paid checks or ACH items; includes signature-based debit card transactions if member has opted in
|
$30.00
|
|
Excessive Savings Withdrawal (Regulation D) Triggered by an overdraft transfer from savings
|
$25.00
|
|
MetroWeb Online Bill Pay
|
FREE
|
|
Expedited Online Bill Payment Availability varies by merchant
|
$9.95
|
|
Bill Pay Check Copy
|
FREE
|
|
Bill Pay Stop Payment
|
$25.00
|
|
Savings Accounts
|
Money Market If minimum daily balance of $1,000 is not maintained
|
$5.00
|
|
Super Money Market If minimum daily balance of $20,000 is not maintained
|
$5.00
|
|
Money Market Withdrawal Fee First three per month are free
|
$5.00
|
|
Excessive Savings Withdrawal (Regulation D)
|
$25.00
|
|
ACH & Electronic Transfers
|
Direct Deposit
|
FREE
|
|
Stop Payment
|
$30.00
|
|
Non-Sufficient Funds
|
$30.00
|
|
Wire Transfers Incoming
|
FREE
|
|
Wire Transfers Outgoing Domestic
|
$25.00
|
|
Wire Transfers Outgoing International
|
$75.00
|
|
Western Union In addition to Western Union fees
|
$25.00
|
|
ATM & Debit
|
Issue Debit MasterCard®
|
FREE
|
|
ATM/Debit Monthly Fee Waived with any of the following: Checking,money market, share certificate, IRA certificate or loan
|
$2.00
|
|
Card Replacement
|
$5.00
|
|
ATM Transaction JEANIE or Armed Forces Financial Network
|
FREE
|
|
ATM Transaction STAR® or other regional network
|
$0.50
|
|
ATM Transaction Plus® or other national network
|
$1.50
|
|
Credit Cards
|
Annual Fee
|
NONE
|
|
Late Payment
|
maximum $20.00
|
|
Cash Advance Includes balance transfers
|
3% of the transaction, but not less than $10
|
|
Card Replacement
|
$5.00
|
|
Draft or Statement Copy
|
$10.00
|
|
Returned Payment Check
|
maximum $20.00
|
|
Returned Convenience Check
|
$20.00
|
|
Legal
|
Child Support Payment Processing
|
$25.00
|
|
Garnishment
|
$25.00
|
|
Escheatment
|
$25.00
|
|
Subpoena Compliance
|
$25.00 per hour
|
|
Loans
|
Recurring ACH Payments
|
FREE
|
|
One-Time ACH or Credit/Debit Card Payment - Self Service Scheduled by member online
|
FREE
|
|
One-Time ACH or Credit/Debit Card Payment - Staff-Assisted By phone or in person
|
$7.50
|
|
Vehicle Loan Processing Fees - Direct Financed at the credit union
|
$75.00
|
|
Vehicle Loan Processing Fees - Indirect Financed at the dealer
|
$195.00
|
|
Loan Refinance Existing Metro loan
|
$150.00
|
|
Savings Builder Loan Fee
|
$25.00
|
|
Subordination
|
$100.00
|
|
Prepaid Cards
|
Purchase Visa® Gift Card
|
$2.95
|
|
Purchase Visa Reloadable or Travel Card
|
$7.95
|
|
Reload Reloadable or Travel Card
|
$2.95
|
|