Products | Electronic Banking | JEANIE and Master Money Tips

You'll get more out of your JEANIE ATM or MasterMoney Check Card with the following tips:

Fees & Charges

• There is no fee for using your JEANIE^SM or MasterMoney^® card at an ATM owned by Columbus Metro.
• If you use an ATM owned by another institution, you will probably be charged a fee known as a surcharge. The machine will notify you if your transaction is going to be surcharged, and you will have the option to cancel or continue the transaction. You can avoid surcharges by using an ATM that is part of the Alliance One ATM network.
• Columbus Metro will charge you a fee if you use an ATM network other than JEANIE. STAR transactions are 50 cents each, and Plus or Cirrus transactions are $1.50 each.

Inquiries

• Like withdrawals and transfers, balance inquiries are subject to surcharges. You can save money by using MetroWeb or MetroTeller to check your balance before or after you use an ATM.

Deposits

• All ATM deposits will be subject to a minimum two business-day hold, even if it is deposited into a machine owned by Columbus Metro.

Check Card Purchases

• Be sure to record your MasterMoney Check Card purchases in your check register.
• If you don't need cash, we recommend that you use the 'credit' rather than 'debit' option when you pay with your MasterMoney card. When you choose the 'debit' option, you could be charged a fee for using a network other than JEANIE.
• If you do need cash, you can save yourself money by using 'debit' and requesting cash back rather than using 'credit' and then making an ATM withdrawal. While you may pay a network fee, it will probably be less than the ATM surcharge you would pay.