Products | Loans | Auto Loans

Purchasing a vehicle is easier than ever.

New or used, car, truck or SUV, Columbus Metro has the financing that's right for you. Our low rates and flexible terms will make your next vehicle more affordable than you thought. Already have the vehicle? It's never too late to save by refinancing at our low rates!

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We put you in the driver's seat with three easy ways to get financing:

• Loan pre-approval: Apply online, by phone or in person before you start looking. When you're pre-approved, it's like having cash in your hand when you go to the dealer. And that gives you an advantage in your negotiations. Plus, when you finance with your credit union, you're still eligible for any available manufacturer's rebates.

• Metro Direct: Columbus Metro has partnered with a number of local dealers so that you can get our low-rate financing without making a separate trip to the credit union. Click here to find out how Metro Direct works and view a list of participating dealers.

• Loan refinance: If you have a vehicle financed with another lender, it's not too late to save. Just call one of our lending professionals at 614.239.0210 or 800.986.3876 (press 2) with details about your vehicle, including the make, model and year, as well as your current lender and approximate loan balance. We can help you determine whether refinancing makes sense for you.

No down payment is required for qualified buyers, and your purchase can be financed up to 84 months. If you have a particular vehicle in mind, we can provide more details and a customized payment quote; just call 614.239.0210 or 800.986.3876 and press 2 to speak to one of our lending professionals.

From time to time, Columbus Metro has a limited number of pre-owned vehicles for sale — click here to view the list.

Boats, motorcycles & RVs

We also offer low rates and flexible terms for other vehicles, including new and used boats, motorcycles and RVs. We also offer extended terms for new boats and RVs valued over $15,000.

Easy payment options

We make it easy for you to make your loan payments on time every time. In addition to traditional payment coupons, we offer a number of ways to make your payments:

• Payroll deduction;
• Automatic transfers from your Columbus Metro checking or savings account;
• Recurring ACH debit from a checking account at another financial institution;
• One-time ACH debit from a checking or savings account at another financial institution;
• Do-it-yourself transfers using MetroTeller or MetroWeb; or
• Pay by phone with your Visa or MasterCard credit or debit card.

Visit any of our convenient locations, call 614.239.0210 or 800.986.3876, or apply online to get started today.

• Loan Payment Calculator
• Kelley Blue Book
• National Automobile Dealers Association (NADA)
• Edmunds.com
• Insurance Institute for Highway Safety